EXPLORE OUR FINANCING OPTIONS*Apply Online or In-Store, and Get Financing Today*
We offer convenient in-store financing on your purchase.
*Subject to credit approval. Restrictions apply. See store for details.
100% Credit Approval is Our Goal! No Credit Low Payments Layaway Special Financing Available* Financing your purchase at Big Sandy Superstore has never been easier.
Much like our vast selection of top quality products is sure to have the perfect piece for each of our unique customers, we have financing options to fit many different budgets. Whether you're looking for appliance financing or no credit check furniture financing, we have an option for you.Of course, we welcome cash, personal checks, Visa, MasterCard and Discover, but we also have several options to let you take home the furniture, bedding, appliances or electronics you want and need TODAY!
View Credit/Finance Card Options Low or No Credit OptionsCredit Card / Financing Options
Synchrony bank is our most flexible financing option. Upon application approval, you’ll be issued a Big Sandy Superstore Platinum Credit Card or you can use your Synchrony Home Credit Card. Choose from multiple special appliance, furniture, and mattress financing options. Available to qualified customers with a qualifying purchase. You can even manage our account online. Get started and apply today!
No Money Down5 Years Special Financing AvailableOn $2499 or more furniture or mattress purchase after discounts made with your Big Sandy credit card between 06/04/25 and 06/17/25. No money down with approved credit and immediate delivery.*11.99% APR for 60 Months, with approved credit and qualifying purchase. Fixed monthly payments are required. No money down requires approved credit & immediate delivery. Offer excludes super savers, digital deals, and doorbuster items. See store for details.
Buy Now, Pay Later Without the Fees Choose the best monthly payment plan for you with easy automatic payments Check eligibility with no impact to your credit score* *Checking eligibility will not impact credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm's Help Center. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.
Apply & Buy NowLow or No Credit Options
Whether you have low or no credit, we’re here to help you take home the furniture, appliances, mattresses and electronics you need today without worry. See our furniture or appliance financing options below to find out which is best for you!
Available Online or In-Store - Approvals up to $5,000! Up to 24 Months to Pay No Credit Needed - Buy what you need, when you need it. We’ll give you the time. 90-Day Payment Option - Applying with Acima will not affect your FICO score.
Available Online or In-Store - Featuring a 100 Day Payoff Option Lease To Purchase - Lease up to $5,000. Up to 18 Months to Pay Automatic Payment Plan - Take part in our Lease-to-Own Program. Applying for Snap! Finance will not affect your FICO score
Featuring 90 Days Same As Cash Option No Credit Needed - up to $3,500 pre-approval Apply in a Minute or Less - Applying with Katapult will not affect your FICO score
Layaway
Available in-Store Only - for up to 6 Months Big Sandy Superstore is one of the best furniture stores with layaway. Mattress, furniture, or appliance layaway helps everyone afford the right home furnishings. Ask our in-store sales associates if appliance or furniture layaway is the right option for you. You Decide When to Pay - Reserve your price and pay on your terms FREE Layaway - with a small deposit of 10% on in-line product