Buy Now, Pay Over Time!
No Money Down, 5 Years Special Financing**
11.99% APR for 5 years. On qualifying furniture or mattress purchases made with your Big Sandy credit card. Fixed monthly payments required for 60 months. Excludes super savers, doorbusters or digital deals. In store only. $2499 minimum purchase.
No Money Down, 3 Years Special Financing**
11.99% APR for 3 years. On qualifying purchases $1999 or more made with your Big Sandy credit card. Fixed monthly payments required for 36 months. Excludes super savers, doorbusters or digital deals.
SatisFi offers a way to apply for instant, personalized financing at checkout!
Application Made Easy!
Step #1 Add to Cart
Browse Big Sandy Superstore products and add to your cart
Step #2 Checkout
Select SatisFi at Checkout
Step #3 Apply for Financing
It's fast, simple, safe, and secure
Step #4 Order Complete
If approved, you'll be presented with a credit offer from one of Big Sandy Superstore 's financing partners
Frequently Asked Questions
What happens if I don’t qualify for the first financing offer?
If you do not qualify for the first financing offer, you may be presented with a subsequent offer (subject to credit approval) that can be used to complete the purchase. Big Sandy Superstore works with multiple financing providers to present you with financing solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the financing solution to complete your purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
Which providers may present a financing offer when I apply?
Big Sandy Superstore works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this financing offer, you may be presented additional offers from other providers, pending credit approval.
How do I pay my bill?
Each financing offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the financing offer you select.
Synchrony Bank
Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.
Pay By Phone: Contact Synchrony Bank Customer Service during business hours at 1-844-335-5909. Monday - Friday 7:30 AM - 12:00AM ET, Saturday 10:00 AM - 7:00PM ET, Sunday - Closed.
Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to: Synchrony Bank P.O. Box 960061 Orlando, FL 32896-0061
Katapult – formerly Zibby
Katapult makes payments easy for consumers in order to help them be successful with their lease agreement. To help ensure this, payments are collected via the card used for initial payment on consumers’ pay days. See Katapult for more details.
AcceptanceNOW
Pay online at www.acceptancenow.com/RAC-Acceptance-Home.html or call 770-574-4224 . A convenience fee may apply for phone payments.
If I am approved, what happens next?
You’ll have the opportunity to accept or decline the offer. If you accept the offer, additional information and terms will be provided to you and you can proceed to complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.
Financing Details
Synchrony Bank:
Synchrony is a premier consumer financial services company delivering customized financing programs across key industries. Synchrony works with thousands of businesses large and small, helping national chains and local merchants offer credit cards with budget-friendly financing.
**Qualifying purchase amount must be on one receipt. Discounts may result in the qualifying purchase amount not being satisfied. Interest will be charged on the promo purchase from the purchase date at a reduced 11.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.2239% (5 Years) or 3.3210% (3 Years) of initial total promo purchase amount, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 7/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. A Promo Fee does not apply to this offer. We reserve the right to discontinue or alter the terms of this offer at any time.
*No Interest If Paid In Full Within 6 or 12 months on qualifying purchases with your Synchrony HOME Credit Card. 6 months on purchases of $299 – $1,998.99 or 12 months on purchases of $1,999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within the promotional period. Minimum monthly payments required. Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts as of 7/16/24: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. Existing cardholders: See your credit card agreement terms. Subject to credit approval. The copy should be bolded through "Minimum monthly payments required.
Lease-To-Own Financing (Katapult):
Katapult offers lease-to-own financing for purchases up to $3,500, subject to approval by Katapult. Katapult is currently available in 46 states and Washington D.C. and not available in Minnesota, New Jersey, Wisconsin, and Wyoming. Please refer to katapult.com/legal for more details.
Lease-To-Own Financing (AcceptanceNow):
With an AcceptanceNow lease to own agreement you can get approved for up to $4,000 of merchandise with no credit needed.+ Apply in minutes and get an instant approval decision after a brief application. Choose your payment schedule: monthly or every other week and enjoy the convenience of automatic, reoccurring payments with AutoPay. You can own the item in 24 months or less with the option to own it early and save big. Plus, build your credit history with on-time payments!^ Learn more at www.acceptancenow.com/RAC-Acceptance-Home.html
The advertised transaction is a lease to own agreement (rent-to-own agreement, consumer rental-purchase agreement or a lease/lease-purchase agreement depending on your state) with AcceptanceNow. Offer valid at participating AcceptanceNow locations. Offer only valid for products priced at $300 or more. Ownership is optional. You will not own the merchandise until the total amount necessary to acquire ownership is paid in full or you exercise your early purchase option.
+“No Credit Needed” does not mean or imply that no inquiry will be made of credit history or creditworthiness. We may check past transactional history, but no established FICO score or credit history is necessary. Lease agreement requires, at minimum, verification of residence, income, and personal references.
^Build your credit history not valid in AZ or CA.